Housing & Property Transactions in the UK
Property transaction taxes are devolved in the UK. England & NI use Stamp Duty Land Tax (SDLT), Scotland uses Land and Buildings Transaction Tax (LBTT), and Wales uses Land Transaction Tax (LTT). Energy efficiency and landlord regulations also vary between nations.
All Housing & Property (Wales) Calculators
75 calculatorsAppliance Running Cost Calculator
Calculate UK household electrical appliance running costs per hour, daily cycle costs, and annual electricity bills.
Bathroom Renovation Cost Estimator
Calculate UK bathroom installation costs, sanitaryware suites, wall/floor tiling, plumbing labour, and Part P electrical rules.
Block Paving & Patio Calculator
Calculate UK block paving blocks, patio slabs, MOT Type 1 sub-base tonnage, sharp sand bedding, and kiln-dried sand.
Brick Calculator
Calculate UK facing brick quantities per square metre (60 bricks/sq m), brick pack counts (500/pack), and mortar sand/cement.
Building Regulations Fees Estimator
Calculate UK local authority and private approved inspector Building Control fees, Full Plans plan charges, and Regularisation fees.
UK Buy-to-Let & Additional Property Stamp Duty (SDLT) Surcharge Calculator 2026/27
Calculate Stamp Duty Land Tax (SDLT) liabilities for UK Buy-to-Let properties and second homes, including the 5% additional property surcharge.
UK Capital Repayment Mortgage Calculator 2026/27
Calculate monthly principal and interest repayments, overall loan costs, and amortization schedules for UK capital repayment mortgages.
UK Commercial Lease Service Charge & Square Footage Calculator 2026/27
Calculate total annual and monthly commercial property outlays per square foot (sq ft), incorporating rent, service charges, business rates, and VAT.
Conveyancing Fees & Land Registry Cost Calculator
Calculate UK solicitor conveyancing legal fees, HM Land Registry Scale 1 registration costs, and property search disbursements.
Concrete Mix Calculator
Calculate UK concrete slab volume in mยณ, cement bag counts (25kg), ballast aggregate tonnage, and 1:2:4 mix ratios.
Commercial Property Valuation Calculator
Calculate UK commercial property valuations using the Income Capitalisation method, Years Purchase (YP), and Cap Rates.
Drainage Gradient / Slope Calculator
Calculate UK underground drainage pipe falls (1 in 40 to 1 in 80), vertical elevation drops, and self-cleansing flow velocity.
Electricity Bill Estimator
Calculate UK electricity bills, kWh annual consumption costs, daily standing charges, and Ofgem Energy Price Cap rates.
Estate Agent Commission Calculator
Calculate UK estate agent commission fees, Sole Agency vs Multi-Agency rates, and 20% VAT inclusions.
Fair Rent / Rent Increase Limiter Calculator
Calculate UK Maximum Fair Rent Order statutory caps (RPI + 5%) for Rent Act 1977 regulated tenancies.
2-Year vs 5-Year Fixed Mortgage Rate Comparator 2026/27
Compare total 5-year costs, monthly repayments, arrangement fees, and break-even rates between 2-year and 5-year fixed mortgages.
Floor Screed Calculator
Calculate UK floor screed volumes in mยณ, 25kg cement bags, sharp sand bulk bags, and underfloor heating depth rules.
UK Forward Mortgage Rate Lock & Validity Estimator 2026/27
Calculate mortgage rate lock validity windows (up to 6 months), offer expiration timelines, and interest rate hedging protection.
Garage Conversion Feasibility & Cost Estimator
Calculate UK garage conversion costs per sq m (ยฃ1,000 to ยฃ1,450/sq m), integral vs detached, building regs, and ROI value.
Gas Bill Estimator
Calculate UK mains gas bills, annual kWh consumption costs, daily standing charges, and mยณ to kWh meter conversions.
Gas Unit Converter UK (mยณ & ftยณ to kWh) 2026/27
Convert UK gas meter readings (cubic metres mยณ and imperial cubic feet ftยณ) into energy kilowatt-hours (kWh).
Heat Pump Efficiency & Grant Calculator
Calculate UK Boiler Upgrade Scheme (BUS) ยฃ7,500 heat pump grants, 0% VAT savings, and net installation costs.
Heating Fuel Cost Comparison Calculator
Compare UK space heating costs across Mains Gas, Heating Oil, LPG, Direct Electric, and Air Source Heat Pumps.
Heating Oil Tank Lifespan & Consumption Calculator
Calculate UK domestic kerosene heating oil costs, annual consumption (litres), and OFTEC oil tank replacement lifespan rules.
UK Home Energy Efficiency Grants & Subsidy Calculator 2026/27
Calculate UK government grant eligibility for heat pumps (ยฃ7,500 BUS), insulation (ECO4/GBIS), and 0% VAT savings across UK nations.
Home EV Charger Installation Cost Calculator
Calculate UK 7.4 kW home EV charger wallbox prices, installation costs, OZEV ยฃ350 EV chargepoint grants, and charging speeds.
House Extension Cost per Sq M Calculator
Calculate UK house extension construction costs per square metre (ยฃ1,750 to ยฃ2,500/sq m), single vs two-story, and regional London costs.
UK Home Affordability & Max Mortgage Calculator 2026/27
Calculate how much house you can afford to buy in the UK based on bank income multipliers (4.5x salary), deposit savings, and debt stress tests.
Humidity & Dew Point Calculator
Calculate UK indoor dew point temperatures (ยฐC), relative humidity (RH %), condensation thresholds, and black mold risks.
Kitchen Renovation Cost Estimator
Calculate UK kitchen renovation budgets, fitted units (Howdens, Wren, IKEA), quartz worktop fabrication, appliances, and trades labour.
Laminate & Wood Flooring Calculator
Calculate UK laminate, real wood, and engineered flooring pack quantities, square meterage coverage, and underlay.
Land Valuation Calculator
Calculate UK development plot Residual Land Values based on Gross Development Value (GDV), build costs, and developer profit.
Land Plot Price Calculator
Calculate UK land plot prices per acre, square metre (ยฃ/sq m), hectares, and imperial to metric area conversions.
Leasehold Service Charge Allocation Calculator
Calculate UK leasehold service charge apportionments, percentage shares, equal splits, and floor area calculations.
Loft Conversion Cost & Area Estimator
Calculate UK loft conversion costs per sq m (ยฃ1,100 to ยฃ1,900/sq m), Velux, Dormer, Hip-to-Gable, Mansard, and value uplift.
UK Loan-to-Value (LTV) Bracket & Equity Calculator 2026/27
Calculate your Loan-to-Value (LTV %) ratio, identify interest rate pricing brackets (60%, 75%, 80%, 85%, 90%), and cash needed for cheaper rates.
Mortgage Amortisation Calculator
Calculate UK mortgage amortisation schedules, monthly capital vs interest splits, and lifetime interest costs.
UK Mortgage Offer Expiry & Delay Risk Estimator 2026/27
Calculate mortgage offer validity windows, conveyancing delay completion risks, and extension eligibility across UK lenders.
Mortgage Deposit & LTV Calculator
Calculate UK mortgage Loan-to-Value (LTV) ratios, cash deposit percentages, and lender interest rate brackets.
Mortgage Early Repayment Charge (ERC) Calculator
Calculate UK mortgage Early Repayment Charges (ERC), 10% annual penalty-free overpayment allowances, and remortgaging exit fees.
UK Mortgage Outstanding Balance & Amortization Estimator 2026/27
Estimate your remaining UK mortgage debt balance, accumulated home equity, and principal paid off after X years of repayments.
UK Mortgage Overpayment Savings & Term Reduction Calculator 2026/27
Calculate total interest savings and mortgage term reduction from monthly or lump-sum mortgage overpayments.
UK Mortgage Stress Test & Lender Rate Buffer Calculator 2026/27
Calculate UK mortgage stress-test monthly repayments at +1% or +3% interest rate buffers to evaluate lender affordability requirements.
Mortgage Payment Calculator
Calculate UK monthly mortgage payments, capital repayment vs interest-only options, total interest, and term amortisation.
Northern Ireland Domestic Rates Property Tax Calculator 2026/27
Calculate Northern Ireland domestic rates property tax liabilities based on Land & Property Services (LPS) capital valuation, regional rate, and district rate.
Paint Calculator
Calculate UK wall, ceiling, and masonry paint volume requirements in litres, number of coats, and recommended tin purchases.
Party Wall Act Cost Estimator
Calculate UK Party Wall etc. Act 1996 notice costs, agreed surveyor fees (ยฃ1,200), two surveyor dissent costs, and 3m/6m excavation rules.
Plaster & Render Quantity Calculator
Calculate UK plaster bag quantities for Gyproc Multi-Finish skim, Hardwall undercoat, and sand & cement render.
Planning Permission Fees Estimator
Calculate UK statutory local authority planning application fees, householder rates (ยฃ258), new dwellings (ยฃ578), and Planning Portal admin fees.
Price per Square Foot / Metre Calculator
Calculate UK property price per square foot (sq ft) and price per square metre (sq m) using RICS GIA standards.
UK Remortgage vs Product Transfer Calculator 2026/27
Compare total net costs and monthly savings between switching lenders (remortgaging) vs staying with your current lender (product transfer).
Property Buying Costs Calculator
Calculate UK property purchasing fees, Stamp Duty Land Tax (SDLT), solicitor conveyancing fees, and RICS surveys.
Removal & Home Moving Cost Calculator
Calculate UK removal company costs, house size fees (1 to 5+ beds), distance mileage, and professional packing services.
Rent vs Buy Calculator
Compare UK renting vs buying a home, monthly mortgage vs rent outgoings, unrecoverable costs, and 10-year net equity.
Rental Yield Calculator
Calculate UK Buy-to-Let rental yields, gross annual rent percentages, net operating income (NOI), and property return benchmarks.
Repayment vs Interest-Only Mortgage Comparison Calculator 2026/27
Compare monthly outlays, lifetime interest costs, and end-of-term debt balances between Capital Repayment and Interest-Only mortgages.
UK Right to Buy Council House Discount Calculator 2026/27
Calculate UK council house and housing association Right to Buy purchase discounts, statutory maximum caps (ยฃ102,400 / ยฃ136,400 London), and net price.
Roof Pitch Calculator
Calculate UK roof pitch angles in degrees (ยฐ), slope percentages, rafter lengths, and tile minimum pitch suitability.
Room BTU Radiator Calculator
Calculate UK room BTU heat requirements, radiator Watt power ratings, room volumes, and Delta T50/T30 heat pump sizing.
Room Floor Area Calculator
Calculate UK room floor area in square metres (sq m) and square feet (sq ft) with cutting waste allowances.
Scottish Council Tax Bands & Multiplier Calculator 2026/27
Calculate Scottish Council Tax liabilities across Bands A to H, incorporating statutory ratio multipliers (Bands E-H weighting) and water charges.
Scottish Land and Buildings Transaction Tax (LBTT) Calculator 2026/27
Calculate Revenue Scotland Land and Buildings Transaction Tax (LBTT) liabilities, First-Time Buyer relief (ยฃ175k threshold), and 6% ADS surcharges.
Self-Build House Cost Estimator
Calculate UK self-build house construction costs per sq m (ยฃ1,500 to ยฃ3,000/sq m), HMRC DIY VAT Reclaim, and CIL exemptions.
Service Charge & Utility Cost Estimator
Calculate annual and monthly leasehold service charges, utility bills, ground rent, and reserve sinking fund costs.
UK Shared Ownership Rent & Service Charge Calculator 2026/27
Calculate combined monthly outlays for UK Shared Ownership homes, including mortgage repayments, housing association rent, and service charges.
Solar Panel Payback & SEG Calculator
Calculate UK rooftop solar PV payback periods, Smart Export Guarantee (SEG) income, and 0% VAT tax savings.
Solar PV & Battery Storage Calculator
Calculate UK rooftop solar PV panel generation (kWp), lithium battery storage (kWh), 0% VAT savings, SEG export tariffs, and payback.
Staircase Dimensions Calculator
Calculate UK domestic staircase riser heights, going tread depths, pitch angles (max 42ยฐ), and 2G + R compliance rules.
Tenancy Deposit Cap & Scheme Fee Calculator
Calculate UK statutory tenancy deposit caps (5 weeks or 6 weeks rent under Tenant Fees Act 2019) and protection rules.
Tenant Rent Increase Calculator
Calculate UK percentage rent increases, annual costs, Section 13 notice requirements, and tribunal challenge rules.
Tile Calculator
Calculate UK ceramic, porcelain, and metro wall and floor tile quantities, box counts, and cutting waste allowances.
Underfloor Heating BTU & Pipe Length Calculator
Calculate UK wet underfloor heating (UFH) 16mm PERT/PEX pipe coil lengths, manifold loop counts, and BTU thermal heat outputs.
Wallpaper Calculator
Calculate UK wallpaper rolls required based on standard UK roll dimensions (10.05m x 0.53m) and pattern repeat offsets.
Welsh Land Transaction Tax (LTT) Property Calculator 2026/27
Calculate Welsh Land Transaction Tax (LTT) liabilities for residential property purchases in Wales, including standard main residence and higher rates.
Window Replacement Energy Savings Calculator
Calculate UK window replacement energy bill savings, U-value thermal heat loss reductions (1.2 W/mยฒK Part L), and FENSA standards.
Housing Tips
Tenancy Deposit Scheme
Landlords must deposit tenant bonds into a government-approved tenancy deposit scheme (TDS) within 30 days of receipt.
Stamp Duty (England/NI) 2026/27
SDLT Residential Rates
Frequently Asked Questions
How much is Stamp Duty for first-time buyers?
In England and NI, first-time buyers get relief and pay 0% SDLT on purchases up to ยฃ425,000, with discounted rates on property up to ยฃ625,000.